{"id":13,"date":"2023-09-27T10:50:24","date_gmt":"2023-09-27T15:50:24","guid":{"rendered":"https:\/\/www.muw.edu\/humanresources\/?page_id=13"},"modified":"2026-03-02T13:23:16","modified_gmt":"2026-03-02T19:23:16","slug":"benefits","status":"publish","type":"page","link":"https:\/\/www.muw.edu\/hr\/employees\/benefits\/","title":{"rendered":"Benefits Overview"},"content":{"rendered":"\n<p><a href=\"\/hr\/employees\/benefits#optionalinsurance\">Accident Insurance<\/a><br><a href=\"\/hr\/employees\/benefits#optionalinsurance\">Cancer Insurance<\/a><br><a href=\"\/hr\/employees\/benefits#optionalinsurance\">Critical Illness Insurance<\/a><br><a href=\"\/hr\/employees\/benefits#childcarereimburse\">Child\/Dependent Reimbursement Accounts<\/a><br><a href=\"\/hr\/employees\/benefits#dental\">Dental<\/a><br><a href=\"\/hr\/employees\/benefits#optionalinsurance\">Disability Insurance<\/a><br><a href=\"\/hr\/employees\/benefits#EAP\">Employee Assistance Program<\/a><br><a href=\"\/hr\/employees\/benefits#tax\">Federal Income Tax<\/a><br><a href=\"\/hr\/employees\/benefits#additionalbenefits\">Faculty\/Staff Apartments<\/a><br><a href=\"\/hr\/employees\/benefits#healthins\">Health Insurance<\/a><br><a href=\"\/hr\/employees\/benefits#healthpremiums\">Health Insurance Premiums<\/a><br><a href=\"\/hr\/employees\/benefits#hsa\">Health Savings Account<\/a><br><a href=\"\/hr\/employees\/benefits#statelifeins\">Life Insurance (State Term)<\/a><br><a href=\"\/hr\/employees\/benefits#optionalinsurance\">Life Insurance (Guardian Term)<\/a><br><a href=\"\/hr\/employees\/benefits#termlifereliance\">Life<\/a><a href=\"\/hr\/employees\/benefits#optionalinsurance\"> Insurance (Reliance Standard)<\/a><br><a href=\"\/hr\/employees\/benefits#medreimburse\">Medical Reimbursement Accounts<\/a><br><a href=\"http:\/\/www.mdcplan.com\/\">Mississippi Deferred Compensation<\/a>(IRS Section 457 Plan) <em>This link takes you to another site.<\/em><br><a href=\"\/hr\/employees\/benefits#additionalbenefits\">MUW Employees&#8217; Federal Credit Union<\/a><br><a href=\"\/hr\/employees\/benefits#additionalbenefits\">MUW Foundation<\/a><br><a href=\"\/hr\/employees\/benefits#additionalbenefits\">MUW Tuition Fee Waiver Plan<\/a><br><a href=\"\/hr\/employees\/benefits#additionalbenefits\">On-campus Health Center<\/a><br><a href=\"\/hr\/employees\/benefits#optionalbenefits\">Optional Benefits<\/a><br><a href=\"\/hr\/employees\/benefits#ORP\">ORP<\/a><br><a href=\"\/hr\/employees\/benefits#additionalbenefits\">Paid Parental Leave<\/a><br><a href=\"\/hr\/employees\/benefits#pers\">PERS<\/a><br><a href=\"\/hr\/employees\/benefits#additionalbenefits\">Personal and Major Medical Leave<\/a><br><a href=\"\/hr\/employees\/benefits#additionalbenefits\">Fitness Facility<\/a><br><a href=\"\/hr\/employees\/benefits#required\">Required Deductions<\/a><br><a href=\"\/hr\/employees\/benefits#retirement\">Retirement Contributions<\/a><br><a href=\"\/hr\/employees\/benefits#tax\">Social Security Tax<\/a><br><a href=\"\/hr\/employees\/benefits#additionalbenefits\">Sodexo Meal Ticket Plan<\/a><br><a href=\"\/hr\/employees\/benefits#tax\">State Income Tax<\/a><br><a href=\"\/hr\/employees\/benefits#tda\">Tax Deferred Annuity &#8211; 403(b)<\/a><br><a href=\"\/hr\/employees\/benefits#unemployment\">Unemployment Insurance<\/a><br><a href=\"\/hr\/employees\/benefits#vision\">Vision<\/a><br><a href=\"\/hr\/employees\/benefits#workerscomp\">Workers&#8217; Comp Insurance<\/a><\/p>\n\n\n\n<p><strong><em>NOTICE:<\/em><\/strong><em> This is intended as a summary of benefits. Please see summary plan documents and\/or plan description in Human Resources or in the Handbook.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Standard Benefits<\/h2>\n\n\n\n<p>The University provides the following for benefits-eligible employees:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"EAP\">Employee Assistance Program (EAP) <\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"413\" src=\"https:\/\/www.muw.edu\/humanresources\/wp-content\/uploads\/sites\/51\/2023\/09\/TELUS_Health_EN_Vert_2021_Digital_RGB_1-1024x413.png\" alt=\"\" class=\"wp-image-127\" style=\"width:300px;height:undefinedpx\" srcset=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2023\/09\/TELUS_Health_EN_Vert_2021_Digital_RGB_1-1024x413.png 1024w, https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2023\/09\/TELUS_Health_EN_Vert_2021_Digital_RGB_1-300x121.png 300w, https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2023\/09\/TELUS_Health_EN_Vert_2021_Digital_RGB_1-768x309.png 768w, https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2023\/09\/TELUS_Health_EN_Vert_2021_Digital_RGB_1.png 1278w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p id=\"EAPWL\">MUW benefits-eligible employees and their dependents are covered under the TELUS Health Employee Assistance Program (EAP) at no additional cost to the employee. <\/p>\n\n\n\n<p id=\"EAPWL\">TELUS Health is a full-service EAP and work-life\/wellbeing resource that provides confidential consultations, information and resources, connections to community agencies and supports and referrals to counseling (by video or in-person). TELUS Health can provide support and resources to help you find answers to questions related to work, life, health, family, or money. You can contact TELUS Health for support with any issue, challenge, or concern. Consultants are available 24\/7. <\/p>\n\n\n\n<p><strong>Access TELUS Health:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Live support via phone, 1-888-851-7032<\/li>\n\n\n\n<li><a href=\"https:\/\/app.one.telushealth.com\/\">Visit the TELUS Health Website<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2025\/10\/TELUSHealthOverview.pdf\">View the TELUS Health Overview Brochure<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"healthins\">Mississippi State and School Employees&#8217; Health Insurance <\/h3>\n\n\n\n<p><a href=\"https:\/\/www.dfa.ms.gov\/insurance\">Visit the DFA Know Your Benefits Website<\/a><\/p>\n\n\n\n<p>Base Coverage at no charge<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"workerscomp\">Mississippi Workers&#8217; Compensation Insurance<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2025\/07\/WCNoticeofCoverage.pdf\">View the Notice of Coverage<\/a><\/p>\n\n\n\n<p>The Workers&#8217; Compensation law of Mississippi holds the employer responsible for reporting work related injuries and illnesses within 10 days. Any employer who refuses or neglects to make reports is subject to penalties by the Workers&#8217; Compensation Commission.<\/p>\n\n\n\n<p>The following guidelines are provided to ensure timely and proper reporting:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>An injured employee must notify the supervisor or other person designated by the employer as soon as possible, but no later than 24 hours after the injury, excluding weekends.<\/li>\n\n\n\n<li>The injured employee should seek medical treatment, if needed.<\/li>\n\n\n\n<li>The <a href=\"https:\/\/www.muw.edu\/images\/admin\/admin\/hr\/current\/forms\/MWCCfirstreportofinjury.pdf\">First Report of Injury or Illness Form<\/a> is required to determine eligibility for benefits. The supervisor should complete the form for any on-the-job injury or illness, even when immediate medical service is not required. Instructions for completion are on page 2 of the form. <strong><em>Leave the social security number blank. <\/em><\/strong>A Human Resources staff member will complete the social security number before the form is submitted to CCMSI. Under no circumstances should an injured employee complete this form.<\/li>\n\n\n\n<li>An accident investigation may be conducted for employees who are injured.<\/li>\n\n\n\n<li>MUW\u2019s Workers\u2019 Compensation claims are administrated by CCMSI. Completed forms should be sent to Human Resources no later than 24 hours following the incident. Electronic forms may be sent via email to <a href=\"mailto:hrinfo@muw.edu\">hrinfo@muw.edu<\/a> or fax 662-241-7616. <strong><em>Do not include the employee\u2019s social security number on the form.<\/em><\/strong> Human Resources will add the social security number before it is sent to CCMSI. You may also print the completed form and bring the original to the Human Resources office, located in Shattuck Hall.<\/li>\n\n\n\n<li>If there is an accident, illness, or injury that results in death, serious injury, or injury that requires surgery within 48 hours, or one that involves a third party, the incident must be reported by telephone immediately to 662-329-7222, or after regular business hours to 662-241-7777.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"unemployment\">Mississippi Unemployment Insurance<\/h3>\n\n\n\n<p><a href=\"https:\/\/mdes.ms.gov\/\">Visit the Mississippi Department of Employment Security (MDES) Website<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"required\">Required Deductions<\/h2>\n\n\n\n<p id=\"tax\">By law, the following must be deducted from a benefits-eligible MUW employee&#8217;s paycheck:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Federal Income Tax (if applicable)<\/li>\n\n\n\n<li>State Income Tax (if applicable)<\/li>\n\n\n\n<li>Social Security Tax<\/li>\n\n\n\n<li>Retirement Contributions for Public Employees&#8217; Retirement System of Mississippi (PERS) and Optional Retirement Plan (ORP) \n<ul class=\"wp-block-list\">\n<li>Employee&#8217;s pre-tax contribution is 9% of gross wages.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"retirement\">Retirement Planning<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"pers\">Public Employees&#8217; Retirement System of Mississippi (PERS)<\/h3>\n\n\n\n<p>All benefits-eligible employees are required to participate in one of two state retirement plans and make a mandatory 9% salary contribution. All benefits-eligible employees are eligible to participate in PERS. Some positions are eligible to elect to participate in the Optional Retirement Plan (ORP) instead. However, if an employee has made a previous ORP election while employed with another IHL institution through the State of Mississippi and holds an ORP eligible position through Mississippi University for Women, they are not eligible for participation in PERS.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.pers.ms.gov\/\">Visit the PERS of Mississippi <\/a>website to learn more. <\/p>\n\n\n\n<p>The PERS Hybrid Retirement Plan Tier 5 was created with the passage of House Bill 1\u00a0by the Mississippi Legislature during its 2025 session. The tier is a hybrid of a defined benefit (DB) pension plan and a defined contribution (DC) plan. <strong>Membership in this tier is for those hired in PERS-covered positions March 1, 2026<\/strong>, or later who\u00a0are new to PERS or who were previous members of PERS but refunded. Those in the tier will pay a mandatory 9 percent of salary (4 percent into the DB and 5 percent into the DC). Vesting in this tier requires eight years of service.\u00a0<a href=\"https:\/\/www.pers.ms.gov\/Tier5\">Visit the PERS of Mississippi Tier 5 website<\/a> to learn more.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ORP\">Optional Retirement Plan (ORP)<\/h3>\n\n\n\n<p>ORP is a defined contribution plan, established by the Mississippi Legislature in 1990 and is available to eligible institutions of higher learning teaching and administrative faculty in Mississippi. An employee is automatically a member of PERS unless the employee elects ORP within 30 days of initial employment in an ORP-eligible position. Once made, the decision is irrevocable even if there is a break in service or the employee is hired in an ORP-eligible position at another Institution of Higher Learning.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.orp.ms.gov\/\">Visit the ORP Website <\/a>to learn more. <\/p>\n\n\n\n<p>Vendors for Eligible Participants<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Corebridge Financial <\/td><td>662-661-0260<\/td><td>Elton Thomas<br><a href=\"mailto:Elton.Thomas@corebridgefinancial.com\">Email Elton Thomas<\/a><\/td><\/tr><tr><td>VOYA<\/td><td>601-624-5108<\/td><td>Marcus Kincaid<br><a href=\"mailto:marcus.kincaid@voyafa.com\">Email Marcus Kincaid<\/a><\/td><\/tr><tr><td>TIAA<\/td><td>901-498-6165<\/td><td>Rosaline Banks <br><a href=\"mailto:rosaline.banks@tiaa.org\">Email Rosaline Banks<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"optionalbenefits\">Optional Benefits<\/h2>\n\n\n\n<p>Optional benefits available through payroll deduction<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Insurance Benefits<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"healthpremiums\"><a><\/a>State and School Employees&#8217; Health and Life Insurance Plan<\/h3>\n\n\n\n<p>The State Health Plan offers two options: Base Coverage (high deductible health plan) and Select Coverage. Some differences in these options are monthly premiums, calendar year deductibles, maximum out-of-pocket costs, and pharmacy deductibles. For complete information about the Plan, <a href=\"https:\/\/www.dfa.ms.gov\/insurance\">visit the MS Department of Finance and Administration (DFA) Know Your Benefits website.<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Legacy Employees<\/strong> &#8211;&nbsp;All current employees hired prior to January 1, 2006 <strong>OR<\/strong> new employees hired on or after January 1, 2006 who have been employed full-time by any State of Mississippi agency covered by the Plan (such as a community\/junior college, public library, public school district, other State agency or university).<\/li>\n\n\n\n<li><strong>Horizon Employees<\/strong> &#8211; Any employee initially hired by any State of Mississippi agency on or after January 1, 2006.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Telehealth Provider Visits<\/h4>\n\n\n\n<p>Services are available for all who are covered by the Mississippi State and School Employees\u2019 Health Insurance Plan. <strong>UMMC 2 You<\/strong> video visits let you see and talk with a University of Mississippi Medical Center (UMMC) provider on your smartphone, tablet or computer. <a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2025\/10\/UMMC2YouFlyer.pdf\">View the UMMC2 Flyer.<\/a> <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Base Coverage (Monthly Premiums)<\/h4>\n\n\n\n<p>Health Insurance premiums are paid 1 month in advance. Generally, 2 monthly premiums will be deducted from your first monthly check.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Base Plan<\/strong><\/td><td><strong>Legacy &amp;<\/strong> <strong>Horizon<\/strong> As of 1\/1\/2026<\/td><\/tr><tr><td>Employee<\/td><td>$0<\/td><\/tr><tr><td>Employee + Spouse<\/td><td>$561<\/td><\/tr><tr><td>Employee + Spouse + Child(ren)<\/td><td>$854<\/td><\/tr><tr><td>Employee + Child<\/td><td>$146<\/td><\/tr><tr><td>Employee + Children<\/td><td>$373<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Select Coverage (Monthly Premiums)<\/h4>\n\n\n\n<p>Health premiums are paid 1 month in advance. Generally, 2 monthly premiums will be deducted from your first monthly check.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Select Plan<\/strong><\/td><td><strong>Legacy<\/strong> As of 1\/1\/2026<\/td><td><strong>Horizon<\/strong> As of 1\/1\/2026<\/td><\/tr><tr><td>Employee<\/td><td>$20<\/td><td>$53<\/td><\/tr><tr><td>Employee + Spouse<\/td><td>$660<\/td><td>$692<\/td><\/tr><tr><td>Employee + Spouse + Child(ren)<\/td><td>$954<\/td><td>$986<\/td><\/tr><tr><td>Employee + Child<\/td><td>$246<\/td><td>$277<\/td><\/tr><tr><td>Employee + Children<\/td><td>$470<\/td><td>$502<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"statelifeins\">State Term Life Insurance<\/h3>\n\n\n\n<p>Employee coverage is twice the employee&#8217;s annual salary rounded to the next $1,000 (minimum of $30,000 and a maximum of $100,000). Effective January 1, 2023, employee cost&nbsp; is $0.10 per $1,000.<\/p>\n\n\n\n<p>Example: Salary = $23,660 x 2 = $47,320 ($48,000 coverage) Employee Cost = 48 x $0.10 = $4.80 per month<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"dental\">Dental &#8211; Guardian (DentalGuard Preferred)<\/h3>\n\n\n\n<p><a href=\"\/images\/admin\/admin\/hr\/current\/benefits\/Teledentistry_Member_Flyer.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View the Guardian Teledentistry Flyer<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2024\/11\/GuardianDentalMobileApp.pdf\">View the Guardian Dental Mobile App Download Instructions<\/a><\/p>\n\n\n\n<p>Dental Monthly Rates. <a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2025\/12\/GuardianDentalVisionBooklet2026.pdf\">View the Guardian Booklet<\/a> for complete information.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Employee<\/td><td>$45.90<\/td><\/tr><tr><td>Employee &amp; Spouse\/Domestic Partner<\/td><td>$87.96<\/td><\/tr><tr><td>Employee &amp; Child(ren)<\/td><td>$108.96<\/td><\/tr><tr><td>Employee, Spouse\/Domestic Partner &amp; Child(ren)<\/td><td>$153.85<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"vision\"><a><\/a>Vision &#8211; Guardian (Davis Vision)<\/h3>\n\n\n\n<p>Vision Monthly Rates. <a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2025\/12\/GuardianDentalVisionBooklet2026.pdf\">View the Guardian Booklet<\/a> for complete information.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Employee<\/td><td>$10.72<\/td><\/tr><tr><td>Employee &amp; Spouse\/Domestic Partner<\/td><td>$16.67<\/td><\/tr><tr><td>Employee &amp; Child(ren)<\/td><td>$17.28<\/td><\/tr><tr><td>Employee, Spouse\/Domestic Partner &amp; Child(ren)<\/td><td>$25.02<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"optionalinsurance\">&nbsp;Other Optional Insurance<\/h3>\n\n\n\n<p>Benefit Concepts (662) 329-4044 is the contact and third party administrator for the following plans:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/images\/admin\/admin\/hr\/current\/flyers\/GuardianBooklet2023.pdf\">Accident Insurance<\/a> &#8211; Guardian<\/li>\n\n\n\n<li><a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2025\/10\/ManhattanLifeCancer2026.pdf\">Cancer Insurance<\/a> &#8211; ManhattanLife\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2026\/01\/ManhattanCancerEmployeeBenefitsPortal.pdf\">ManhattanLife Cancer Employee Benefits Portal Instructions<\/a> via Bay Bridge Administrators<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2025\/10\/ManhattanLifeCI2026.pdf\">Critical Illness<\/a> &#8211; ManhattanLife<\/li>\n\n\n\n<li><a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2025\/11\/RelianceStandardDisablityInsurance.pdf\">Disability Insurance<\/a> &#8211; Reliance Standard<\/li>\n\n\n\n<li><a><\/a><a href=\"\/images\/admin\/admin\/hr\/current\/flyers\/GuardianBooklet2023.pdf\">Term Life Insurance<\/a> &#8211; Guardian<\/li>\n\n\n\n<li><a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2025\/10\/RSLI-Life-Insurance.pdf\">Term Life Insurance<\/a> &#8211; Reliance Standard<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tda\">Tax Deferred Annuity Contacts &#8211; 403(b) and 457<\/h2>\n\n\n\n<p>&nbsp;<strong>403(b) Tax-Sheltered Annuity and 457 Companies and Contacts<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td colspan=\"3\"><strong>Tax Sheltered Investments Available to All Employees<\/strong><\/td><\/tr><tr><td><strong>Company<\/strong><\/td><td><strong>Contact Information<\/strong><\/td><td><strong>Contact<\/strong><\/td><\/tr><tr><td>VOYA &#8211; 403(b)<\/td><td>601-624-5108<\/td><td>Marcus Kincaid<br><a href=\"mailto:marcus.kincaid@voyafa.com\">Email Marcus Kincaid<\/a><\/td><\/tr><tr><td>TIAA&nbsp;&#8211; 403(b)<\/td><td>901-498-6165<\/td><td>Rosaline Banks<br><a href=\"mailto:rosaline.banks@tiaa.org\">Email Rosaline Banks<\/a><\/td><\/tr><tr><td>Corebridge Financial &#8211; 403(b)<\/td><td>662-661-0260<\/td><td>Elton Thomas<br><a href=\"mailto:Elton.Thomas@corebridgefinancial.com\">Email Elton Thomas <\/a><\/td><\/tr><tr><td>Mississippi Deferred Compensation &#8211; 457<\/td><td>662-341-5156<\/td><td>Katrina Yarbrough, Empower Retirement<br><a href=\"mailto:Katrina.Yarbrough@empower-retirement.com\">Email Katrina Yarbrough<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"medreimburse\">Medical Reimbursement Accounts<\/h2>\n\n\n\n<p>If you participate, you will elect to have a specified amount of pre-taxed money deducted from your paycheck each pay period. These dollars are set aside in a reimbursement account and subtracted from your gross earnings before any taxes are taken out. After you submit a receipt for a qualifying health care expense, you will be reimbursed from this account.<\/p>\n\n\n\n<p>Southern Administrators and Benefit Consultants, Inc. (SABC) processes the claims for the Medical Reimbursement Accounts. There are specific deadlines for filing claims. Contact SABC for the deadlines, procedures, and balances. Remember, use it or lose it. File on or before the deadline(s). Contact SABC at 1-800-844-2555 or <a href=\"https:\/\/www.sabcflex.com\/content\/\">visit the SABC website.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"childcarereimburse\">Child\/Dependent Reimbursement Accounts<\/h2>\n\n\n\n<p>If you participate, you will elect to have a specified amount of money deducted from your paycheck each pay period before taxes are deducted. These dollars are set aside in a flexible spending account and subtracted from your gross earnings before any taxes are taken out. After you submit a receipt for a qualifying dependent care expense, you will be reimbursed from this account.<\/p>\n\n\n\n<p>Southern Administrators and Benefit Consultants, Inc. (SABC) processes the claims for the Child\/Dependent Care Reimbursement Accounts. There are specific deadlines for filing claims. Contact SABC for the deadlines, procedures, and balances. Remember, use it or lose it. File on or before the deadline(s). Contact SABC at 1-800-844-2555 or <a href=\"https:\/\/www.sabcflex.com\/content\/\">visit the SABC website.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hsa\">Health Savings Account<\/h2>\n\n\n\n<p>[MS Code \u00a7 83-62-5(3)] mandates that all eligible state employees must be offered the opportunity to participate in a Health Savings Account (HSA) program. The HSA is 100% employee-funded, eligible employees agree to cover the full cost and authorize payroll deduction. The employee is the sole owner of the HSA account and responsible for adhering to all HSA rules, regulations and compliance as set forth by the Internal Revenue Code. The University is not responsible for any fees associated with the account or how the funds are managed.<\/p>\n\n\n\n<p>An HSA is a tax-advantaged savings account available to employees enrolled in a qualifying High-Deductible Health Plan (HDHP)\u2014in this case, the BASE Plan under the Mississippi State and School Employees\u2019 Health Insurance Plan. Contributions to an HSA are made by pre-tax payroll deductions through the cafeteria plan. The account grows tax-free, and withdrawals used for qualified medical expenses are also tax-free. Additionally, funds roll over from year to year, allowing you to retain unused balances.<\/p>\n\n\n\n<p>Employees who contribute to an HSA are <strong>not permitted to participate in a general-purpose Flexible Spending Account (FSA)<\/strong>, which covers a broad range of medical expenses. However, you may enroll in a Limited Purpose FSA (LPFSA), which can be used for dental and vision expenses only.<\/p>\n\n\n\n<p>HSAs are offered by Renasant Bank. <a href=\"https:\/\/www.muw.edu\/hr\/wp-content\/uploads\/sites\/51\/2025\/10\/HSA-Renasant-Bank.pdf\">View the Renasant Bank flyer<\/a> for more information about an HSA account and contribution limits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"additionalbenefits\">Additional Benefits and Optional Payroll Deductions<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.muwfederalcreditunion.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">MUW Employees&#8217; Federal Credit Union<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/longblueline.muw.edu\/foundation\" target=\"_blank\" rel=\"noreferrer noopener\">MUW Foundation<\/a><\/li>\n\n\n\n<li><a><\/a>Sodexo Meal Ticket Plan<\/li>\n\n\n\n<li><a><\/a><a href=\"\/recreation\" target=\"_blank\" rel=\"noreferrer noopener\">Fitness Facility<\/a> &#8211; (MUW benefits-eligible employee coverage is free; annual fee for family)<\/li>\n\n\n\n<li><a><\/a><a href=\"\/centers\/healthcenter\" target=\"_blank\" rel=\"noreferrer noopener\">On-campus Health Center<\/a><\/li>\n\n\n\n<li><a><\/a>MUW Tuition Fee Waiver Plan (contact <a href=\"\/finaid\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Aid Center<\/a> at ext. 7114)<\/li>\n\n\n\n<li><a href=\"https:\/\/www.muw.edu\/hr\/employees\/handbook\/information\/benefits\/#paidparentalleave\">Paid Parental Leave<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.muw.edu\/hr\/employees\/handbook\/information\/benefits\/#leaveallowances\" target=\"_blank\" rel=\"noreferrer noopener\">Personal and Major Medical Leave<\/a> <\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"\/resources\/apartments\" target=\"_blank\">Faculty\/Staff <\/a><a rel=\"noreferrer noopener\" href=\"\/resources\/apartments\" target=\"_blank\">Apartments<\/a><\/li>\n<\/ul>\n\n\n\n<p><strong><em>NOTICE:<\/em><\/strong><em> This is intended as a summary of benefits. Please see summary plan documents and\/or plan description in Human Resources or in the Handbook.<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Accident InsuranceCancer InsuranceCritical Illness InsuranceChild\/Dependent Reimbursement AccountsDentalDisability InsuranceEmployee Assistance ProgramFederal Income TaxFaculty\/Staff ApartmentsHealth InsuranceHealth Insurance PremiumsHealth Savings AccountLife Insurance (State Term)Life Insurance (Guardian Term)Life Insurance (Reliance Standard)Medical Reimbursement AccountsMississippi Deferred [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":10,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-13","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.muw.edu\/hr\/wp-json\/wp\/v2\/pages\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.muw.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.muw.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.muw.edu\/hr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.muw.edu\/hr\/wp-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":105,"href":"https:\/\/www.muw.edu\/hr\/wp-json\/wp\/v2\/pages\/13\/revisions"}],"predecessor-version":[{"id":1223,"href":"https:\/\/www.muw.edu\/hr\/wp-json\/wp\/v2\/pages\/13\/revisions\/1223"}],"up":[{"embeddable":true,"href":"https:\/\/www.muw.edu\/hr\/wp-json\/wp\/v2\/pages\/10"}],"wp:attachment":[{"href":"https:\/\/www.muw.edu\/hr\/wp-json\/wp\/v2\/media?parent=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}