GENERAL INFORMATION
The Financial Aid Center at Mississippi University for Women administers
and coordinates financial assistance from Federal, state, institutional
and private sources. These funds are provided to insure educational opportunities
to eligible students. The philosophy of the Financial Aid Center is to
attempt to meet the documented financial need within funding limitations
for all students who have completed the required forms.
MUW has available a comprehensive program of student financial
aid in the form of scholarships, grants, loans, and part-time employment.
The total amount available in these programs is limited, therefore, students
are encouraged to apply early. Students applying for assistance for the
fall semester should apply before April 1. Students applying before this
date will be given first consideration for any available funds. The final
processing date for applications is thirty days prior to registration each
semester. Students applying for aid awarded on the basis of need
must submit the Free Application for Federal Student Aid (FAFSA). This
form can be obtained from any high school counselor, MUW Financial
Aid Center or on the internet at www.fafsa.ed.gov.
The Office of the Comptroller disburses financial assistance for each period of enrollment. MUW does not discriminate on the basis of race, color, national origin, sex, disability, age, creed, or economic status.
TERMS OF AWARDS
Terms and conditions of all awards are expressed in award letters issued by the Financial Aid Center. All financial aid awards are contingent upon the student being enrolled or accepted for enrollment at the University. All information contained in documentation and forms is filed and held in confidence by the Financial Aid Center. Counseling for new and returning students regarding typical expenses, financial aid opportunities, money management, and packaging procedures are available. Inquiries and required forms should be directed to the Financial Aid Center in Room 107 of Welty Hall.
SCHOLARSHIPS AND AWARDS
To be considered for MUW scholarships, new students must submit both an application for admission and a scholarship application. Scholarships are not awarded until a student has been accepted to the university. Both forms are available from the Office of Admissions. Students must apply by April 15th to be guaranteed consideration for scholarships. Application for scholarships does not guarantee than an award will be given.
Most MUW scholarships are awarded for a period of one academic year (nine months) and are renewable for a maximum of eight semesters for entering freshmen; four semesters for transfer students or graduation which ever occurs first.
Typically, MUW scholarship recipients are required to maintain continuous enrollment in at least 15 hours per semester at MUW and earn a minimum MUW cumulative grade point average (GPA) as specified in the renewal criteria for the award.
Scholarships will be suspended for students who drop below fifteen hours during a semester or who fail to meet the specified MUW cumulative GPA for two consecutive semesters. GPA’s are reviewed at the end of each regular academic semester. Students will be notified in writing and placed on probation for one semester if they fail to meet MUW cumulative GPA requirements.
Academic Common Market OOS Waiver
Students who are interested in a field of study not offered by any college or university in their home state may benefit from ACM. Through this program residents of 15 Southern states can enroll in selected programs in other states and pay in-state tuition.
Air Force ROTC Scholarships
Students are eligible to apply for Air Force ROTC four-,three-,
two-, or one-year college scholarships. Scholarships provide for full tuition
costs, book allowance, and a monthly tax-free stipend. Applicants must
pass the Air Force Officers Qualifying Test, have a cumulative GPA of 2.5
or higher, pass an Air Force administered physical exam and meet all physical
fitness standards. Final selection is made by a Central Selection Board
which considers all qualified applicants. There is no maximum number of
scholarships awarded at any one school.
High school seniors who are interested in the four-year scholarships
are encouraged to submit their applications by December 1st of their senior
years. Applications can be secured from AFROTC/RRUC, Maxwell AFB, AL 36112
or on-line at www.afrotc.com.
Inquires about scholarship applications for Air Force ROTC scholarships
may be made directly to AFROTC Detachment 425, P.O. Drawer AF, Mississippi
State, MS 39762 or Det425@ra.msstate.edu.
Alumni Scholarship
In-state students whose parents are alumni are eligible to apply for this $400 scholarship.
Alumni Children OOS Waiver
Out of state students whose parents graduated from MUW are eligible for this out-of- state tuition waiver.
Centennial Scholarship
The Centennial Scholars Program is designed to allow superior students
to participate in intellectual endeavors without concern for cost. To be
eligible to compete for this scholarship, entering freshmen must meet one
of the following criteria:
ACT composite score of 24 or higher,
SAT of 1090 or higher,
3.5 or higher college prep curriculum grade point average.
Students must attend Scholars' Day. These renewable scholarships are
designed to cover general course fees, out-of-state tuition (if applicable),
room, board, and provide a $250 per year allowance for books.
Community College Scholarship
Community College transfer students who meet admission requirements, have earned at least 60 semester hours of credit, have never attended a four-year college, and who have maintained a 3.00 or higher grade point average are eligible to apply for a scholarship valued from $500 to $1,500 depending on their grade point average.
Cultural Heritage Award
Students selected for Cultural Heritage Scholarships are eligible to apply for this scholarship. Selection is based on academic potential and scholastic/community activities.
Girl Scout Gold Award
MUW has established four $1,000 scholarships for Girl Scout Gold recipients. The student must have a minimum of 21 on the ACT, a 970 on the SAT, or a 3.2 cumulative college prep GPA.
Hearin Leadership Scholarships
The Robert M. Hearin Leadership Scholarships, in the amount of $2,500 per year, are based primarily upon demonstrated school and/or community leadership. First-time entering freshmen and community college transfer students who meet the requirements are eligible to apply and interview. Interviews are held during the Hearin Leadership Conference for freshmen and McDevitt Scholars’ Day for community college transfer students.
HOBY Scholarship
Ten scholarships in the amount of $500 are given to “first-time entering” students who have participated in HOBY. Students must have a 21 on the ACT or a 970 on the SAT and show proof of participation.
Junior Miss Scholarship
Winners of the Junior Miss competition are eligible for scholarships as follows:
In State: local winners receive $500 per year for four (4) years; the state winner will receive $1,000 per year for four (4) years.
Out-of-state: state winner receives $1,000 per year for four (4) years.
McDevitt Scholarship
The McDevitt Scholarship program is designed to allow superior community college transfer students to participate in intellectual endeavors without concern for the cost of continuing their education. Community college transfer students who meet transfer admission requirements, have never attended a four-year institution and who have at least 60 transferable semester hours with a 3.5 or higher GPA are eligible to compete for the McDevitt Scholarships. The renewable scholarships are designed to cover general course fees, out-of-state tuition (if applicable), room, board and a $250 per year allowance for books. Students must attend McDevitt Scholars' Day.
Phi Theta Kappa Scholarship
Students who meet admission requirements, have earned at least 60 semester hours of credit, have never attended a four-year institution, are members of Phi Theta Kappa, and have a cumulative 3.5 GPA are eligible to apply for this scholarship that covers tuition and out-of -state fees if applicable.
Presidential Scholarship
The stipend for renewable Presidential Scholarships is $1,000 per year. Students who are selected as National Merit Scholarship Program semifinalists and National Merit Scholarships Program Achievement semifinalists are eligible to apply for this award.
Regional Scholarship
These renewable $1,800 per year scholarships are awarded to “first-time entering” out-of-state students. Entering freshman students with a minimum ACT score of 21 or SAT score of 970 or a 3.0 grade point average or better on their high school college prep curriculum are eligible to apply. Community College transfer students who meet admission requirements, have earned at least 60 semester hours of credit, have never attended a four-year college, and have maintained a 3.00 or higher grade point average are eligible to apply.
Reneau Scholarship
The amount of these renewable awards varies from year to year. To compete
for this scholarship, entering freshmen must meet one of the following
criteria:
ACT composite score of 24 or higher,
SAT of 1090 or higher,
3.5 or higher college prep curriculum grade point average.
Students must attend Scholars' Day.
Salutatorian Award
An entering freshman that was the salutatorian of their graduating class
is eligible to apply for the Salutatorian Scholarship. The scholarship
is for one year and is valued at $400.
University Scholarship
The amount of these renewable awards varies from year to year. To be
eligible to apply for this scholarship, entering freshmen must meet one
of the following criteria:
ACT composite score of 24 or higher,
SAT of 1090 or higher,
3.5 or higher college prep curriculum grade point average.
Students must attend Scholars' Day.
University Transfer Scholarship
The amount of these renewable award varies, from year to year. Community
College transfer students must meet the following to be eligible to compete
for this scholarship:
Meet transfer admissions requirements,
Have never attended a four-year institution,
Have at least 60 transferable hours with a cumulative GPA of
3.5 or above.
Students must attend McDevitt Scholars’ Day.
Valedictorian Award
An entering freshman that was the Valedictorian of their graduating class is eligible to apply for the Valedictorian Scholarship. The scholarship is for one year and is valued at $500.
W Award of Excellence
W Award of Excellence Scholarships are awarded to “first-time entering”
college students. Students with a minimum ACT score of 21 or SAT
score of 970 or a 3.0 or better GPA on their high school college prep curriculum
are eligible to apply for W Award of Excellence Scholarships. The amount
of these renewable scholarships range from $500 to $2,500.
W Leadership Scholarship
This scholarship is a four-year (eight-semester) award for entering freshmen and a two-year (four-semester) award for transfer students.
Students must meet the following:
Have a minimum 2.5 high school GPA if entering freshmen or a
2.5 community college GPA if community college transfer,
Meet admissions criteria,
Submit a written essay on Leadership,
Freshmen must attend the Hearin Leadership Conference and interview
for the scholarship and Community College Transfer students must attend
McDevitt Scholars’
Day and interview. The amount of this scholarship varies.
STATE OF MISSISSIPPI TUITION GRANTS
The Mississippi Resident Tuition Assistance Grant (MTAG)
The Mississippi Eminent Scholars Grant (MESG)
Help Scholarship
Leveraging Educational Assistance Partnership Program (LEAP)
The Mississippi Resident Tuition Assistance Grant (MTAG):
This grant is awarded to all applicants who meet the following eligibility requirements and apply by the September 15th deadline each year.
First-time freshmen with a cumulative high school GPA of 2.5 calculated
on a 4.0 scale; and a minimum score of 15 on the National ACT Test.
Be a Mississippi Resident for one year prior to enrollment in
college
Be accepted for full-time enrollment at one of the eligible Mississippi
institutions
Be receiving less than the full Federal Pell Grant as determined
by the completion of the Free Application for Federal Student Aid
Have a completed application and a processed Student Aid Report
(SAR) or a signed certification statement in lieu of the SAR and all supporting
documents signed and on file with the Mississippi Office of Student Financial
Aid by the above deadline date.
Note: First-time freshmen MTAG applicants who completed the GED or who completed Home Schooling should contact the Mississippi Office of Student Financial Aid at 1-800-327-2980 for additional eligibility requirements and required documentation. First-time MTAG applicants who are currently attending college must meet the same eligibility requirements as first-time freshmen applicants with the following exception; no ACT score requirement and the cumulative grade point average must be 2.5 on college credit hours earned.
Continuing MTAG applicants must:
Have maintained continuous full time enrollment
Have a minimum college grade point average of 2.5
Continue to maintain Mississippi residency
Be enrolled on a full-time basis at an eligible Mississippi institution
Have a complete application, a processed Student Aid Report (SAR)
or a signed certification statement in lieu of a SAR and all supporting
documents signed on file by September 15th each year.
This program is administered by the Office of State Student Financial Aid. Applications and complete eligibility requirements may be acquired by contacting the Office of State Student Financial Aid at 1-800-327-2980 or (601) 432-6663 in Jackson, Mississippi.
The Mississippi Eminent Scholars Grant (MESG):
This grant is awarded to all applicants who meet the following eligibility requirements and apply by the September 15th deadline each year.
Enroll at one of the eligible Mississippi institutions as a “first-time-in-college”
student. The “first-time-in-college” student is defined as the eligible
high school senior who applies for the award during his/her last year in
high school.
Have a cumulative high school grade point average of 3.5 calculated
on a 4.0 scale;
Have a minimum score of 29 on the National ACT Test OR SAT equivalent
of 1280 OR be recognized as a semifinalist or finalist by the National
Merit Scholarship Program OR National Achievement Scholarship Program;
Be a Mississippi resident for one year prior to enrollment in
college;
Have a complete application and all supporting documents signed
and on file with the Mississippi Office of Student Financial Aid by September
15th each year.
This program is administered by the Office of State Student Financial
Aid. Applications and complete eligibility requirements may be acquired
by contacting the Office of State Student Financial Aid at 1-800-327-2980
or (601) 432-6663 in Jackson, Mississippi.
HELP SCHOLARSHIP
The Higher Education Legislative Plan (HELP) Scholarship for Needy Students is available to pay tuition at Mississippi’s two and four year public and private institutions. Applicants for this grant/scholarship must be a resident of Mississippi enrolled full time. Applicants must also meet the following basic requirements: a 2.5 grade point average in high school and a minimum ACT score of 20 as well as other academic criteria, have a processed FAFSA on file and a family two year average adjusted gross income of less than $36,500.
This program is administered by the Office of State Student Financial Aid. Applications and complete eligibility requirements may be acquired by contacting the Office of State Student Financial Aid at 1-800-327-2980 or (601) 432-6663 in Jackson, Mississippi.
LEVERAGING EDUCATIONAL ASSISTANCE PARTNERSHIP PROGRAM
Funds from the Leveraging Educational Assistance Partnership Program (LEAP) formerly the State Student Incentive Grant (SSIG) are used to assist in paying tuition for Mississippi residents at Mississippi universities. Funds awarded to students from this program vary depending on need and the availability of funds. Applicants must meet the following criteria.
U.S. citizen or eligible non-citizen and Mississippi
resident
Be enrolled as a regular full-time student
Have a high school diploma or its recognized
equivalent
Apply for federal aid
Exhibit substantial financial need
FEDERAL PROGRAMS
MUW policy requires students applying for the following programs to have their eligibility determined by completing the Free Application for Federal Student Aid (FAFSA).
Federal Pell Grant
Federal Supplemental Educational Opportunity Grant (FSEOG)
Federal Stafford Loan
Federal Perkins Loan
Federal Plus Loan
Auxiliary Loan
Federal College Work Study
Students enrolling for the first time at MUW and are 21 years
of age or older and admitted to MUW without an ACT score, are not eligible
to receive Title IV Federal Student Aid Funds. These Students will
become eligible after completing 12 semester hours with a 2.0 GPA, or meeting
the regular admission standards, including the ACT score requirement.
FEDERAL PELL GRANT
Pell Grant is designed to act as the foundation of a student's financial aid package and will be awarded to all eligible students. Student eligibility is based on financial need and is determined by a formula applied consistently to all applicants.
FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT
Supplemental Educational Opportunity Grant provides awards of $100 to $4,000 per academic year to students with financial need who require such assistance to attend college. The grants may be received for the period of time required for completion of the first undergraduate degree.
FEDERAL PERKINS LOAN
Perkins Loan fund to both undergraduate and graduate students who are enrolled for at least half-time study and who are making satisfactory progress toward graduation. The maximum amount an eligible student may borrow is $4,000 per award year for a student who has not successfully completed a program of undergraduate education or $6,000 per award year for a graduate student. Repayment begins nine months after the student graduates or ceases to be enrolled at least half-time. The student may be allowed up to ten years to repay the loan. During the repayment period, the student will be charge five percent (5%) interest on the unpaid balance of the loan principal. Information concerning cancellations, deferments, and repayment arrangements may be secured from the Comptroller’s Office.
FEDERAL STAFFORD STUDENT LOAN
Under Federal Stafford Loan Program a student may borrow from a bank or other financial institution. Although the Free Application for Federal Student Aid must be completed, students who do not qualify on the basis of need for a subsidized loan may receive an unsubsidized loan. The subsidized loan is awarded on the basis of financial need and the student will not be charged interest before beginning repayment or during authorized periods of deferment. The federal government “subsidizes” the interest during these periods. An unsubsidized loan is not awarded on the basis of need. The student will be charged interest from the time the loan is disbursed until it is paid in full.
A dependent undergraduate student, can borrow annually up to:
$2,625 if you are a first-year student enrolled in a program
of study that is at least a full academic year.
$3,500 if you have completed your first year of study and the
remainder of your program is at least a full academic year.
$5,500 if you have completed two years of study and the remainder
of your program is at least a full academic year.
If you are an independent undergraduate student or a dependent
student whose parents are unable to get a PLUS Loan, you can borrow annually
up to:
$6,625 if you are a first-year student enrolled in a program
of study that is at least a full academic year. (only $2,625 of this amount
may be in subsidized loans).
$7,500 if you have completed your first year of study and the
remainder of your program is at least a full academic year (only $3,500
of this amount may be in subsidized loans).
$10,500 if you have completed two years of study and the remainder
of your program is at least a full academic year (only $5,500 of this amount
may be in subsidized loans).
If you are a graduate student you can borrow up to $18,500 each
academic year (only $8,500 of this amount may be in subsidized Stafford
loans). The total debt you can have outstanding from all Stafford
Loans combined is:
$23,000 as a dependent undergraduate student.
$46,000 as an independent undergraduate student (only $23,000
of this amount may be subsidized loans).
$138,500 as a graduate student (only $65,500 of this amount may be
in subsidized loans. The graduate debt limit includes any Stafford
Loans received for undergraduate study.
Stafford Loan applications for transfer students applying for loan of $5,500 will not be completed/certified by the University until after the Office of the Registrar has certified/recorded transfer hours which, when added to MUW hours, total 60 or more hours.
Transfer students with 60 or more hours entering the first or second year of the ASN or BSN Nursing programs are only eligible for first or second year amounts of $2,625/$3,500, since Stafford Loan eligibility is dependent on a student's actual progress in the current program of study at MUW.
Students are required to begin repayment of principal and interest on loans six months after they graduate, leave school, or drop below half-time status. All students are required to attend an entrance and exit loan interview relative to their repayment obligations. Additional loan information may be secured from the MUW Financial Aid Center.
FEDERAL PLUS LOAN
PLUS Loans are for parents who wish to borrow funds for their
children's education. Parents may borrow an amount up to the cost of attendance
minus other financial assistance. The interest rate is variable but cannot
exceed ten percent. PLUS borrowers generally begin repaying the loan within
60 days of loan disbursement.
STUDENT WORK
There are numerous work opportunities on campus which enable
selected students to earn a portion of their college expenses. These fall
into three categories: office work in administrative and faculty offices,
work as student assistants in the library and in residence halls, and work
in food service. The pay rate is determined in accordance with federal
regulations and legislation. Preference is given to students displaying
need, provided they can perform the tasks involved.
SATISFACTORY ACADEMIC PROGRESS POLICY
Federal Student Aid regulations require recipients to maintain satisfactory academic progress to be eligible for assistance funded by the Federal government. Mississippi University for Women, monitors minimum standards of Satisfactory Academic Progress as it relates to each student’s eligibility to receive Federal Student Aid funds, including grants, loans, and work-study funds.
MUW measures student progress by using the following criteria:
1. the maximum time frame a student has to complete a degree,
2. a minimum percentage of courses attempted must be passed
and
3. a maximum number of courses from which a student is allowed
to withdraw or drop.
Any student who loses eligibility for student aid funds based upon these Satisfactory Academic Progress Policy Standards has the right to appeal. Please refer to the Satisfactory Academic Progress Appeal Process. These Satisfactory Academic Progress Policy standards supersede any award letter that a student might have received. This policy applies to all Title IV Federal Financial Aid Programs at Mississippi University for Women.
SATISFACTORY ACADEMIC PROGRESS STANDARDS
Undergraduate Students
Qualitative Standard
Students must maintain a minimum GPA on courses taken at Mississippi
University for Women as listed below:
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Mississippi University for Women GPA is determined by the Office of the Registrar. MUW GPA calculation does not include course work transferred in from other institutions, MUW remedial/developmental courses or courses that are passed for courses graded in the pass/fail mode.
If all other eligibility criteria have been met, students can regain eligibility for student aid funds once the MUW GPA requirements have been met. However, a decision based upon an academic appeal in which a student, who is otherwise Suspended or Dismissed, is allowed by MUW to register for classes does not imply the automatic reinstatement of student aid eligibility. Please refer to the Satisfactory Academic Progress Appeal Process.
Quantitative Standards
Students are expected to complete the requirements for a degree within a reasonable time frame. The maximum number of hours a student is allowed to attempt for a first bachelor degree program is 192. This includes all course work attempted at MUW, including credit courses, remedial/developmental courses, pass/fail courses, and all transfer work from other institutions that is accepted by MUW.
Students must also pass the minimum percentage of MUW course work attempted as indicated in the above table. Students who lose student aid eligibility due to this standard can regain aid eligibility.
Excessive withdrawals and/or dropped courses indicate a lack of progression toward a degree. Students must not exceed a total of 30 hours of MUW course work in which a grade of “W” (withdrawn) or “WP” (withdrew passing) is received.
Federal regulations require a student to enroll in a minimum number of credit hours per term in order to receive federal student aid. With the exception of the Pell Grant Program, students attending MUW must enroll in at least 6 credit hours per term to be eligible. Students who enroll for the minimum number of hours and receive a disbursement must not drop below the 6 credit hour minimum prior to the last day to register during the add/drop period.
Satisfactory academic progress will be checked once per year
when financial aid is awarded for the coming award year. Students
who are not in compliance with the Minimum Standards of Satisfactory Academic
Progress will be placed on Financial Aid Students on suspension are
not allowed to receive financial aid.
Students can regain eligibility to receive financial aid by
attending the University at their own expense to improve their grade point
average or remove a deficiency. Reinstatement of financial
aid eligibility is not automatic. It is the students’ responsibility
to notify the Financial Aid Center when the deficiency is removed..
Students with mitigating circumstances may appeal the suspension of their
financial assistance to the Financial Aid Appeals Committee (see Satisfactory
Academic Progress Appeal Process below).
SATISFACTORY ACADEMIC PROGRESS APPEAL PROCESS
Students have the right to appeal the suspension of their financial aid. Appeals may be made in cases of mitigating circumstances such as death in the immediate family, personal injury, illness, etc. as determined by the Financial Aid Committee. Appeals must be in writing, addressed to the MUW Financial Aid Committee and submitted to the Financial Aid Center for review. All supporting documents must be attached to the student’s letter of appeal. After the committee’s review, students will be formally notified of the status of their eligibility. Students who re-establish eligibility may not retroactively receive funds for periods of enrollment in which they were ineligible. The University cannot adjust subsequent financial aid payments to compensate students for the loss of financial aid during any periods of ineligibility.
Withdrawal from The University
Students who choose to withdraw from the University prior to the end of an enrollment period must follow the University’s guidelines for withdrawing from school. An Official Withdrawal Form must be completed and submitted to the proper offices before a student can be considered officially withdrawn. Information concerning the details of withdrawal procedure can be found in this catalog.
Federal Student Aid recipients who begin attending classes during a semester and who cease attending or performing academic activities prior to the end of the semester, and never complete an Official Withdrawal Form are considered to have Unofficially Withdrawn. If University records indicate that a student did attend classes, but subsequently unofficially withdrew, the University will consider the Unofficial Withdrawal date to be the midpoint of the semester unless documentation exists of a later date of academic activity by the student.
A Federal Student Aid recipient who withdraws, officially or unofficially, after attending at least one class day will have a prorated portion of funds returned to the applicable Title IV Program from which funds were received. The student will also be required to repay a prorated portion of funds received based upon the Federally required “Return of Title IV” calculation.
If University records show a Federal Student Aid recipient never attended a class and/or never performed an academically related activity for a semester or term, then the recipient never established eligibility for any kind of aid funds that may have been disbursed for that semester or term. Also, any student aid recipient who withdraws and or drops all classes prior to the first day of classes for a semester or term did not establish eligibility for any aid funds that may have been disbursed for that semester or term. In either case, the student aid recipient must repay the entire amount of aid disbursed for that semester or term.
Return of Title IV (Federal) Funds when a student withdraws prior to completing 60% of the term:
Under the Higher Education Amendments of 1998, the amount of aid a student has earned for the enrollment period is based on the length of time the student remains enrolled for that period. Therefore, the percentage of the enrollment period completed is also the percentage of aid the student has earned.
If a student withdraws on or before the 60% point of the enrollment period, the percentage of aid earned is equal to the percentage of time completed. Conversely, the percentage of aid unearned, is equal to the percentage of time not completed, up to the 60% point. A student who remains enrolled beyond the 60% point of the enrollment period, has earned 100% of the aid for that period. There would be no unearned aid.
The school will return the lesser of:
Total amount of unearned aid or
Institutional charges multiples by unearned percentage
The student will return:
Remaining balance of unearned aid plus any amount the school
returned that exceeds the amount of institutional charges that are credited
back to the withdrawing student based upon the Institutional Refund Policy
calculation.
The unearned amount of financial aid must be returned to the Title IV Programs in the following order:
Unsubsidized Stafford Loan
Subsidized Stafford Loan
Federal Perkins Loan
Federal Plus Loan
Federal Pell Grant
Federal SEOG Grant
Other Title IV Aid
With the exception of any amount owed to the school, students and/or parents who are required to return a portion of all of their loan proceeds, are allowed to repay the unearned amount according to the terms of the loan.
Note: The information contained in this section is subject
to change, without notice, in order to comply with federal, state, or university
requirements.