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The University provides the
following for benefits-eligible employees
- Mississippi State and School
Employees' Health Insurance - http://knowyourbenefits.dfa.state.ms.us/
- Base Coverage at no charge
- Mississippi Workers' Compensation
Insurance
- Mississippi Unemployment
Insurance
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By
law, the following must be deducted from a benefits-eligible MUW
employee's paycheck:
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Optional
Retirement Plan (ORP) Vendors for Eligible Participants
AIG (VALIC) Retirement
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901-591-6926
662-574-4029 |
James Green
Elton Thomas |
ING
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800-873-2161
601-624-5108
marcus.kincaid@ingfa.com |
Marcus Kincaid |
TIAA-CREF
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800-223-1200 |
Customer Service |
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Optional
benefits available through payroll deduction
- Monthly Premium* for State of
MS Health Insurance Base Coverage
for Horizon employee (employees hired after 1/1/06) and
dependent(s). Base Coverage is a high deductible plan. See
Human Resources for more information.
| As of July 1, 2008 |
Base Plan |
| Spouse Only |
$339 |
| Spouse and Child/Children |
$517 |
| Child Only |
$89 |
| Children (2 or more) |
$225 |
*Health premiums are paid 1 month
in advance. 2 monthly premiums will be deducted from your first
monthly check.
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- Monthly Premium* for State of MS Health Insurance Select Coverage
for Horizon employee (employees hired after 1/1/06) and dependent(s).
Employee Only
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$18
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Employee + Spouse
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$403
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Employee + Spouse
+Child/Children
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$581
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Employee + 1 Child Only
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$153
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Employee + Children (2 or
more)
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$289
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- State Term Life Insurance
- Employee coverage is twice the employee's annual salary
rounded to the next $1,000 (minimum of $30,000 and a maximum of
$100,000). Employee cost is $0.12 per $1,000.
- Example: Salary = $23,660 x 2 = $47,320 ($48,000
coverage) Employee Cost = 47 x $0.12 = $5.64 per month
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- Dental - Ameritas (Full Dental
Brochures - click
here)
Procedure
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Plan Pays
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Deductible Amounts
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Preventive Procedures
Cleanings (twice in a Benefit Period), Exams (twice in a Benefit
Period), Fluoride for Children (under age 14), Other Procedures
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100%
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$0 (Waived for Preventive
Procedures)
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Basic Procedures
Fillings, Oral Surgery - Simple Extractions, X-Rays, Sealants (under
age 14), Root Canals - Non-surgical, Gum Disease - Non-surgical
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80%
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$50 (Calendar Year - Per
Person)
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Major Procedures
Crowns, Dentures, Bridges, Onlays, Oral Surgery - Complex Extractions,
Anesthesia, Space Maintainers for Children, Root Canals, Gum Disease
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50%
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$50 (Calendar Year - Per
Person)
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Orthodontia Procedures
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50%
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$0 Lifetime - Per Person
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Contact Human Resources
for Maximum Benefits Allowed.
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Most procedures are covered at
UCR at 90%. Please check your policy for specific details.
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Monthly Dental Rates With
Orthodontia Adult & Child
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Employee
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$33.80
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Employee & Spouse
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$64.64
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Employee & Child(ren)
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$77.36
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Employee, Spouse &
Child(ren)
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$108.20
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- Vision - Spectera (Click here to visit
their site.)
- No waiting periods
- No deductibles
- Choice of eye care professionals
- One annual vision exam
- One set of frames each 24 months
- One pair of standard lenses or contact lenses once per
year
- Laser eye surgery benefits through The Laser Vision
Network of America (LVNA)
- Schedule of Benefits
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Annual Vision Exam
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$40.00
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Single Vision Lenses
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$40.00
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Bifocal
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$60.00
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Trifocal
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$80.00
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Frames
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$50.00
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Elective Contacts
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$105.00
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Necessary Contacts
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$210.00
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Employee
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$9.40
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Employee & One
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$14.95
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Employee & Family
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$22.50
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- Other optional insurance - Benefit Concepts (662) 329-4044
is the contact and third party administrator for the following plans
- Medical Gap Insurance - American
Fidelity
- Cancer Insurance - AFLAC
- Critical Illness - UNUM
- Accident Insurance - AFLAC
- Disability (Long Term and Short
Term) - UNUM
- Term Life Insurance - UNUM
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- Tax Deferred Annuity Contacts
AIG (VALIC) Retirement
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901-591-6926
662-574-4029 |
James Green
Elton Thomas |
ING
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800-873-2161
601-624-5108
marcus.kincaid@ingfa.com |
Marcus Kincaid |
TIAA-CREF
|
800-223-1200 |
Customer Service |
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- Medical Reimbursement Accounts
- If you participate, you will elect to have a specified
amount of pretaxed money deducted from your paycheck each pay
period. These dollars are set aside in a reimbursement account
and subtracted from your gross earnings before any taxes are taken
out. After you submit a receipt for a qualifying health care
expense, you will be reimbursed from this account.
- Child Care Reimbursement
Accounts
- If you partcipate, you will elect to have a psecified
amount of money deducted from your paycheck each pay period before
taxes are deducted. These dollars are set aside in a flexible
spending account and subtracted from your gross earnings before any
taxes are taken out. After you submit a receipt for a qualifying
dependent care expense, you will be reimbursed from this account.
- Individual Health
Premium Accounts
- If you participate, you will elect to have a specified
amount of money deducted from your paycheck each pay period before
taxes are deducted (the monthly cost of your individual health
premium). These dollars are subtracted from your gross earnings
before any taxes are taken out and set aside in a flexible spending
account. At the beginning of the plan year, you will submit proof
of premium payment and a signed claim reimbursement form.
Thereafter, you will be reimbursed monthly from this account.
- United States Savings Bonds
- MUW Employees' Federal Credit
Union
- MUW Foundation
- Sodexo Meal Ticket Plan
- Physical Fitness Facilities
- (MUW benefits-eligible employee coverage is free; annual fee for
family)
- On-campus Health Center
- MUW Tuition Fee Waiver Plan
(contact Financial Aid Center
at ext. 7114)
- Personal
and Major Medical Leave as provided by MS Code (see Handbook
beginning on page 1-5)
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NOTICE: This is intended as a summary of benefits. Please see
summary plan documents and/or plan description in Human Resources or in
the Handbook.
Return to Human
Resources Main Page.
Return to MUW Home.
Last updated: 2/4/10
This maintained by: M. Freeman
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